Eighteen outstanding secondary and tertiary students are starting the 2025/26 academic year with less financial worry, thanks to scholarships and bursaries from the First Heritage Co-operative (FHC) Credit Union Limited and the FHC Foundation. The awards were presented to the successful students during the FHC’s annual awards ceremony, held at The Jamaica Pegasus hotel in Kingston on August 28. Here FHC Credit Union Primary Exit Profile (PEP) awardees share a photo with company director, Nickeisha Walsh (left); FHC Chief Executive Officer, Xavier Allen (second right), and guest speaker, Jeffrey Azan (sixth, right), during the FHC’s annual awards ceremony.